The longer a high-risk customer goes unchecked, the harder it becomes to collect. Provide your team with the visibility to act early, flagging accounts before balances spiral and exposure increases. Once flagged, these customers can be restricted from access to new credit, escalated in collections, or held for review — reducing downstream risk and reinforcing your credit policy.

These flags persist across the platform and are tied to customer identity, not just company name, so even if a flagged customer reapplies under a different company name, the system recognizes and surfaces their risk warning — ensuring repeat offenders don’t slip through.

Not all credit risk looks the same, but with the right platform, you can catch it no matter what form it takes. Credit managers can manually flag accounts based on their individual judgment or known past payment behavior. Alternatively, automatic triggers — such as repeated delinquencies, high aging percentages, or payment term violations — can add customers to the watchlist in real time. Whether human or system-driven, risky accounts stay on your radar and under discerning observation.