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Elevate Customer Experience
66%
Faster credit decisioning
10x
Increase in credit manager productivity
Built-In Credit Intelligence
Bectran’s scoring model delivers a clear view of each customer’s creditworthiness at the moment of credit submission — grounded in your internal policies and powered by real-time web scraping data. Our AI model analyzes market conditions, fraud variables, financial history, behavioral signals, and third-party intelligence from partners like Experian, Equifax, D&B, ACH verifiers, and bank reference providers.
"The fact that most of our references go out automatically speeds up that process, so sometimes I can have all those references back before I even look at the credit application."
Kelly Nelson, Credit Manager
Make Better
Decisions, Faster
Decisions, Faster
Automate the entire credit application journey — from customer submission to final decision. Use AI models to assess creditworthiness, limit recommendations, and detect fraud using global networks.
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Support for Multiple Form Types
Forms for new accounts, existing customers, COD, job sheets and more are fully customizable and designed to meet the needs of your team and industry.
Automatic Credit Bureau Data
Nonstop credit bureau data keeps your credit decisioning and portfolio monitoring aligned with the most current and complete view of customer risk.
Collect Everything in One Place
Skip lengthy manual verification by automating bureau reports, fraud assessment and bank verification at the moment of credit application submission.
Tax-Exempt Management
In-app tax and expiration tracker, optimized to manage multiple tax-exempt form types like SSUTA and multi-jurisdiction.
