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AI and Automation
Trend-Driven Reviews
Trend-Driven Reviews
Keep reviews moving with automation tied to real time payment trends and financial analysis. With every account in view, your team can catch issues early on, respond swiftly, and apply credit policies with confidence.
Structure Reviews Around Risk
Apply consistent rules, trigger smarter reviews, and route decisions based
on live shifts in customer behavior.
Standardize Review Rules
Apply shared criteria across teams, regions, or portfolios to eliminate subjectivity and enforce consistent credit risk evaluations.
Trigger Reviews When Risk Emerges
By monitoring financial and behavioral shifts in real time, see automated reviews in your queues as customers begin to cross your risk allowance.
Adapt Review Cadence by Segment
Customize review frequency by customer risk tier, portfolio type, or business line — avoiding both over-monitoring and blind spots.
Route the Right Way Every Time
Use IDM to auto-approve routine reviews and escalate only the exceptions, reducing noise while maintaining oversight.
Static reviews inevitably miss things. However, by continuously monitoring every account for shifts in credit utilization, aging, and payment behavior, reviews now trigger the moment risk is identified. As a result, your team catches early signs of exposure and act before delinquent balances become a problem — whether you're managing 100 accounts or 100,000.
Build review models around your exact policy requirements. In addition to setting custom conditions to trigger reviews, you can also define escalation paths, configure auto-approval criteria, and tailor rules by business unit or geography. This structured approach keeps reviews timely, targeted, and compliant.
Instead of relying on set timelines, reviews are triggered by movement in financial and behavioral signals tracked through AI managed trend analysis. This dynamic approach allows your team to focus on accounts that show early signs of risk, while avoiding unnecessary reviews for accounts that remain stable.
Stay Ahead of Emerging Risk
Monitor credit activity at scale, trigger timely reviews, and continuously refine your strategy.
Reduce Delinquency Escalation
Detect and act on risk signals before they turn into overdue balances or write-offs.
Ensure Review Coverage at Scale
Automate credit oversight across thousands of accounts without sacrificing consistency or compliance.
Avoid Overexposure
Dynamically review accounts as credit usage increases or payment behavior shifts.
Create an Open Feedback Loop
Feed payment aging and collection outcomes back into review models to continuously improve risk identification.
Strengthen Risk Detection Over Time
Historical review outcomes fine-tune trigger conditions and sharpen your ability to catch risk earlier with each cycle.
Automate 80% of credit review portfolios.
By connecting Bectran with Sage, finance teams cut manual entry tasks by over 60%.
Infor customers using Bectran see 25% faster cash conversion cycles on average.
Pairing Bectran with PayTrace enables 50% faster payment processing and reconciliation.
Explore the AI tools behind faster processes, sharper insights, and better
outcomes across credit, collections, and accounts receivables.
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